If you e-mail me at [email protected] with your first and last name, I can refer you to ING Direct so that you can get $25 for opening a savings account--( I'll get $10 for the referral) Since I can only refer 25 people, the first to reply will cash in on this--and I'll post when 25 have replied- Oh, and if it's a home equity loan, you'll get $100 and I'll get $25. Fters helping each other again!