Date: Nov 2011
Location: Chicago
Lender: Chase
Cards: SW Personal & SW Biz
Method: Two different IP, Two different Computers at the same time (just trying to be out of the box)
Results: SW personal was approved by email (but not instantly). SW Biz was reject for being too many inquiries. I was dragging my feet and let the 30 day window to call reconsideration line to expired. Will apply for the biz again 6 months later.
Inquiries: Did not check. I don't churn that often.