FlyerTalk Forums - View Single Post - General Churning Guidelines?
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Old Jan 19, 2012 | 3:30 pm
  #19  
wise2u
 
Join Date: Mar 2010
Posts: 1,173
consideration

here is a link to useful numbers: http://ficoforums.myfico.com/t5/Cred...rs/td-p/408066

I can't say I like the topic one bit though. It sounds like your trying to make a churning guidebook, which no doubt would be repeated by countless bloggers and once it makes it to the greedy fools at slickdeals and fatwallet, "churning" what little is left of it, would come to an end.

You don't need a sticky or a guidebook, if you have concerns about churning a card look into the discussions about that....having to read and research a churn will eliminate thousands of lazy newbees who want something for nothing, and easy instructions.
I'm not against sharing info, like the fact that you cant "churn" Chase cards. but if one was churnable, and the fact was broadcast with easy rinse and repeat instructions, how long until the card company kills it?
I think all the old threads on FT talking about churning citi cards, probably contributed to them finally closing the loophole, and this was a few years ago when you didnt have dozens of travel bloggers talking about CC bonuses.
All the info for any card you can think about is out there already, if your too lazy to search for it, then you probably don't need to know.
Another good reason to not do a thread like this, there is no set in stone formula.....each card company has many variables and there is no guarantee that what works for 1 or even 10 people will work for you, there is no published time limit between applications...approval depends on the applicant.
getting bonus points twice for a card is not allowed according to the fine print in most all applications today, from every company. Do you really want to point out in headline print which companies have unwritten time limits, and what they are?....might as well send a letter to their legal and promotions departments, screaming "look at your loopholes"
Bottom line is, people who want to find out, can do so with very little work.
Dont spoonfeed the lazy bottom feeders, they will come out of the woodwork enmasse and ruin the deal.
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