Originally Posted by
D582
No this won't work. Despite the card number and expiry date being the same, the magnetic stripe data will be different. The service code on the magnetic stripe of an EMV card is different from that on a non-EMV card.
I called Citibank today and asked if the photocard would be usuable if I get the chip card. Negative. One card per person per account.
I went ahead and ordered the card.
Another issue: I have a good friend who is a bank security expert. He told me that getting a chip card now is a smart move. Visa and MC is putting pressure on merchants to start accepting the chip card, and things are slowly moving in that direction. The merchant card reader is expensive.