FlyerTalk Forums - View Single Post - USA issuers announce EMV cards (Chip & PIN -or- Chip & Signature).
Old Jan 12, 2012, 1:22 pm
  #564  
D582
 
Join Date: Jan 2010
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Originally Posted by kebosabi
If you get your new chipped card and if the card number and the CCV2 three digit code hasn't changed, then the two probably can be used interchangeably. I can't say for certain so to be safe I'd bring along both cards during overseas travel.
No this won't work. Despite the card number and expiry date being the same, the magnetic stripe data will be different. The service code on the magnetic stripe of an EMV card is different from that on a non-EMV card. (This is how a EMV terminal knows when you swipe an EMV card and prompts you to use the chip reader instead). As well, the discretionary data field is likely different as issuers use that field as a way of validating the version of the card being used.
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