I also need to wait a month or two (preferably) before applying since I have several recently-acquired Chase cards, but don't want to miss out on this - so may apply just before the January 31 deadline. My question, however, is: Have most/all of you been given the January 31st deadline as well - or is this a deadline only some persons have received? (In other words, I am wondering if this is a real deadline for applying for this offer.)