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Old Jan 5, 2012, 12:16 pm
  #10  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
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Originally Posted by Palaimo
Can someone explain how the PLUS score differs from your actual score?
PLUS is a proprietary scored calculated by Experian. FICO is a score calculated by all three bureaus using a formula licensed from Fair-Isaac. Most lenders use FICO. If you search online "PLUS vs FICO" you will find hundreds of discussions of the relative merits of FICO, PLUS, Vantage etc.
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