It's been two months since my Super-Mega-App-O-Rama and my scores appear to be on the rebound! (mostly)

Since the last score update two weeks ago, my scores from the American Express Credit Secure service all jumped notably; the Experian and Equifax scores jumped by 12 points each (both now at 749) and the Transunion score jumped by 22 points (to 768). To be perfectly honest, I don’t really know what is driving the changes in score. There is almost certainly an improvement attributable to the aging of the credit inquiries that were made on November 1st. In addition, all of my accounts have aged by just a bit more, but I expect the aging of accounts plays a negligible role.

My CreditSesame score fell by 24 points (to 759), but it was too high as of the last update. There must have been a delay in some of the data that was reported, particularly the creation of new accounts and the utilization levels on those accounts. This score is now more in line with all the others.

My CreditKarma score dropped three points (to 728) since the last update. This service doesn’t appear to have given me any credit for the aging of my inquiries. The only change in this calculation is likely the inclusion of one or two more accounts that didn’t reported until sometime in December.

Two or three more months of recovery and I may try another churn!