Originally Posted by
jimbaum
I'm planning to purchase a 2nd home in April (move to a new location across the county and rent out my current one) and wanted the credit to look good. My wife has close to an 800 score.
For my wife, I'm wanting to open 2 personal Citi cards (50k offer), a $300 credit chase freedom, and the 70k mariott.
I'm seeking input from all of you on how to proceed. My options are:
1) Apply for the 2 citi cards now, then the freedom next month, and then the mariott the following month
2) Apply for all 4 cards right now
3) Only do the citi cards (the one I most want) and back off on the rest since I'll need very good credit for the home loan application.
TIA
Check with the lender you are planning on using ahead of time. US Bank doesn't like credit pulls w/in 6 mo. of loan app. My lender, an independent, didn't care because I had a good FICO score (over 750).