Could be part of the "fake it 'till you make it" crowd. I've met people decked out in the most exclusive couture labels with credit card debt that rivals most mortgages. On the opposite end of the scale, once sat next to a gentleman on a domestic AA flight. He was dressed in Gap jeans and a polo shirt. Clean cut, low-key, and one of the friendliest people I've ever met. Found out later he is just shy of being a billionaire.