The special credit card offers master thread is a terrific thread. Thank you UA Fan. And UA Fan, I’m sure we all hope you have a wonderful vacation. I’m not sure if that thread is “Closed” due to your vacation or on a permanent basis, hence this new thread.

One comment/question about the listings . An important part of the application decision process is to know if there is an annual fee and if that fee is waived the first year. A few of the listings in post #1 of that thread indicate “first year fee waived” or “fee waived”. Perhaps it would be possible to include that information for all listings in the future.

It would also be very helpful, in addition having one post and thread to see Credit Card offers, if we had something similar for Credit Card Churning theories and procedures for each respective bank and/or card.

There are lots of anecdotal reports around the forum along these lines. Barclay’s USAir will apparently allow more than one identical account, Citi will apparently not approve a new AA application within 16 or 18 months of a previous approval. Some banks will approve a card, send the card, activate the card, gladly accept usage of the card and then decline the bonus due to “not first time”.

One bank is good about rearranging credit from one card to another, another bank is not. Some banks have apparent limits on total number of accounts. Some banks have easily accessible Reconsideration departments, some do not.

Which other banks allow (having and also receiving the bonus) for more than one identical account? How long to wait before applying for a repeat of a card? From last approval or last cancellation? It would be excellent if we could read, in one location/thread, what is considered to be the situation for each bank and card.

It would also be helpful if that thread included the best application and reconsideration phone numbers.

Perhaps another sticky: “Churning Guidelines by Bank and/or Card”?

For whatever its worth, the following is a list of Credit Card Issuers phone numbers that I’ve compiled from several sources over the past year or so. It’s been very helpful for me, perhaps it might help others as well.

Thanks.