It seems there ought to be a master thread where people can post their experiences submitting multiple applications to a lender on the same day. The purpose would be primarily to determine which lenders will approve more than one application at a time. I suggest including the following additional information:

• What kind of cards were requested (all personal cards, 1 personal and 1 business, etc)?
• The number of inquiries reported, since lenders do not treat multiple applications consistently
• The approximate date of the application, since underwriting policies change over time.

Below are the details from some apps I made in August.


Lender: American Express
Cards: SPG and Premier Rewards Gold (2 personal cards)
Approved: Instant approval for both
Inquiries: 1
Date: Aug 2011