Originally Posted by
todd-r
Based on the above you'll either need to do some charging to get another 5000 points so you can transfer 20K to Aeroplan, or blow off 5000 points.
This is correct. I remember last time when I had the Aventura VISA, it required some very careful usage of the card toward the end of 1st year before I cancel. This is going to be my primary card, replacing my AMEX Gold Rewards, so I am fine to make up the 5000 points.