6 If you are approved for an Aventura World MasterCard account through this promotion you will receive a 100% rebate on the $120 annual fee for the first year only and, if you add authorized users at the same time as you apply for your Card, a 100% rebate on the $50 authorized user annual fee for the first year only (the latter rebate does not apply to authorized users added subsequently). You must apply through any of the application channels noted on the enclosed application. If you do not qualify for the Aventura World MasterCard, but are approved for the Aventura MasterCard, you will receive a 100% rebate of the $39 Aventura MasterCard annual fee for the first year only (there is no Aventura MasterCard authorized user annual fee and so, no rebate applies to that). Rebate(s) will automatically appear on your first account statement. This offer is only available to new Aventura World MasterCard/Aventura MasterCard cardholders solicited through this promotion and cannot be combined with any other CIBC offer, including a fee waiver or rebate offer. The offer is only valid for applications received by October 31, 2011.