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Thread: Cards that include “primary” auto rental CDW insurance
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Old Sep 16, 2011 | 7:50 am
  #70  
mia
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Originally Posted by ajnaro
...he was very insistent that AMEX IDC will cover NOTHING AT ALL in the case where the car rental company imposes their own insurance as a pre-condition to renting, even if that insurance is only partial or has a large deductible.
This is the opposite of the written material which explicitly distinguishes between mandatory and optional insurance, and explicitly states that it will pay the deductible (excess) amount:

The Insurer will only pay in excess of any insurance which is included in the rental agreement

1) These benefits only apply where the rental company allows You to decline the purchase of additional or optional insurances from the rental company

3) If Your rental vehicle is stolen or damaged, the Insurer will pay any amounts You are responsible for under the rental agreement, including the excess
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