That's exactly the response I received - "Sorry, you didn't submit 24 hours in advance" so we're denying your claim. The claim was actually valid but not prior to 24 hours of the reservation.

I sort of thought they'd do that but was hoping they'd honor the claim. I guess it gives Marriott an easy way out for paying any of these claims if the rate actually decreases the day of the reservation.
I already have the second reservation made so I'll just cancel the first. As someone previously mentioned, it can't hurt to ask.
You can also go back to your first reservation, click on edit this reservation, and if the rate has dropped it will notify you that the rate you've chosen is no longer valid. I usually like to cancel the newer reservation. I don't know if hotels can tell when a reservation has been made or even if they care, but I want someone to see I've been planning on staying there for a while