FlyerTalk Forums - View Single Post - Authorized Users / Additional Cardholders / Joint Accounts / AU [Consolidated]
Old Aug 2, 2011, 6:57 am
  #85  
Mary2e
FlyerTalk Evangelist, Ambassador: World of Hyatt
 
Join Date: Jul 2001
Location: NJ
Programs: Hyatt Globalist, Fairmont Lifetime Plat, UA Silver, dirt elsewhere
Posts: 46,919
Being an authorized user does not help their credit score - at least the last time I checked.

I believe they have to be co-owners on the card with you. Therefore, you'd be linking your credit history to theirs. If they have none, they get the benefit from you, if you have a good score. If they have a bad score, it will impact you negatively.

It also hurts you if they go on a shopping spree and don't pay up
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