Does anyone have links for the Personal Gold and Business Gold cards that have more than 10,000 MR points? The American Express website only shows 10,000 points. My goal would be to obviously upgrade these to the 75,000 points after receiving the card and spending the required amount, but if I'm not successful getting the 75,000 points applied to the account, I'd like to at least be guaranteed something more than 10,000.
I'd also consider the Platinum card, but it does not appear that the annual fee is waived on that one for the first year. It looks like lots of people are applying for it though - are people really shelling out $450 annual fee for this year or cancelling as soon as they get points and getting the annual fee prorated?