Originally Posted by
susmaryosep
I know for a fact and the "Guide to Benefits" says so that rental car coverage is Primary even for domestic car rentals. This is why I like using this card for car rentals.
For benefit questions call 1-800-419-8027.
Below are directly taken from the "Guide to Benefits" that came with the card.
"What Type of Coverage is this?"
Auto Rental CDW is primary coverage. In other words, you do not have to claim payment from any source of insurance before receiving coverage under this benefit.
You got me to dig up mine to check it out.
You are RIGHT. The OnePass Plus Card offers Primary coverage!
Though the language is slightly different - from the Fine Print:
"This benefit is primary and provides reimbursement up to the actual cash value of the vehicle as it was originally manufactured."
On top of that, the excluded countries do not have NZ and Australia, plus Italy on it!
It only excludes Israel, Jamaica, Ireland and Northern Ireland. This is a big improvement than other cards!
Glad you bring this up. I have not paid close attention to this! I need to call the Benefit Administrator to find out if Authorized cardholder would also enjoy the same coverage as well. From previous dealing with MasterRental, authorized cardholder enjoyed the same benefits.
The Primary coverage would make the annual fee more palatable, plus the annual package upon renewal.
Now I hope Chase makes it 0% forex fee like the BA card.