From my understanding of things I've read, Harrahs first uses reward credits in your acct. before actually picking up the tab on amenities--am I interpreting this correctly?
For many of my booking at Harrahs in AC, I have LFB, and all that allowed me to do was use my rewards credits to pay the room taxes. [Side note: Borgata charges only $5/day, Harrahs system $13--why the big difference?]
With RFB, it will allow me in addition to charge food and beverage to my room and then use RC's to pay these.

Follow-up: I found that I asked this question 2 years ago, and the answer(s) were in this old thread:
http://www.flyertalk.com/forum/gamin...rahs-rlb.html?