Originally Posted by
josephstern
That doesn't sound good at all - a 1% cash back card, essentially? If you go back to your AA card, you're basically buying miles at 1 cent each, which seems like a better deal in comparison. Or get the Chase AARP card or the Chase BA card which gives 1.25 miles per dollar.
right, but there's a reason i left Citi AA MC. i'm not really collecting miles any longer. i fly infrequently now and will fly on the lowest fare available - no loyalty to any one airline.
when i used TY points for flights, i got much better deals than using miles. most flights are 2x miles (AA) using miles, so 50k + fees for domestic. if a flight costs $500/50,000 TY points (they usually don't), it's still a net gain b/c i collected miles on the airline i flew with TY point bought fares (it's like paying cash). factor in that i can fly any airline (when i fly which isn't nearly as often), and an AA card doesn't make sense.
i would much rather have cash, and both my current cards afford me that opportunity - directly with Chase or indirectly with Citi. that said, as i stated, i am becoming increasingly disenchanted with citi.