FlyerTalk Forums - View Single Post - USA issuers announce EMV cards (Chip & PIN -or- Chip & Signature).
Old Apr 20, 2011 | 12:56 pm
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Originally Posted by D582
Issuing EMV cards without a PIN will probably solve 90% of the problems that Americans experience overseas. The only situations they will not solve is if the terminal is programmed to only accept PIN authentication and nothing else - then the card cannot be used.
How? Isn't 90% of the problems that American experience overseas with unatteneded koisks and such? (Merchants you can talk to face to face can usually take the swipe, though many seem not know it until they try.) How does putting a chip&signature card into a kiosk that expects a PIN as the security verification work? Are you told to put in a specific "generic" PIN for that card type?

If it doesn't work in unattended kiosks, then I'm not sure what good it is for consumers. Unattended kiosks, from what I understand, are the main problem, not a tangential problem. (Perhaps because there are many more ways to work around a seeming unacceptance of swipe when there's a human involved, but no ways to work around it other than chip&pin AFAIK when there's no human in sight.)
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