Originally Posted by
Bishope2
... not an upgrade offer. That said, I have a gold card. What happens if I get approved ....
New account, new number. Points earned by both card accounts will be commingled in same Membership Rewards account. If you subsequently elect to cancel the Gold card account American Express will automatically issue a prorated refund of the unearned annual fee. Do NOT cancel before applying for the new account unless your MR balance is zero.