Originally Posted by
sjeon89
I also have this tendency to just round up the numbers... For example, if the total is at $20.98, I would tip $4.02 so that the bill comes to exact $25.00
maybe I am the only person who does this...

By no means.
I used to; it makes sense as a carryover from paying cash most of the time rather than cards, since you'll almost always leave the small chance (if the waiter even brings it back - and indeed, it's fairly normal not to take it in some of the "non tipping cultures" I've visited where a large tip WOULD elicit surprise) and out of habit I used to do it regularly with cards as well.
I still do occasionally, when I hit someplace where the bill is small enough tip amount is going to be much different if I don't use a whole dollar amount.