Originally Posted by
BlackGoldSTL
Hey, completely new here. Got a question about credit cards as I only like to do one at a time since I worry about my credit (it's pretty good now, but I hear that too many applications screws it).
First, welcome to FT. May your ride be enjoyable.
Second, numerous apps. will not "screw" your FICO score. It drops a few points with every new app. and then goes back up after a number (maybe 6 or more) of months. This assumes everything else in your financial life stays the same. Do some reading on credit.com and fatwallet.com forums for more info.
What card should I get next? I've already done AA-Citi card and United's Chase Visa...im at about 48k miles on AA and around 35k on United, maybe 4 points on Southwest, negligible on other airlines.
You can do the Business version of AA & UA. I'm sure you have SOME kind of business, right? Ebay seller? Amway?
Chase has a SWA card that gives you 16 RR credits. Search on the SWA & MilesBuzz forums.
What airline do you fly most? That will guide you.
I've been lurking for a couple days and people seem to like British Airways current offer? How about Delta or Southwest?
Didn't know BA had a great offer. DL makes it very hard to get "low" awards (25K in the US). But, having an extra 30K DL may help you.