I doubt thay will increase the bonus. With all the new banking rules, the bank revenue is decreasing, espesially in the debit card/credit card and overdraft areas. The days of the free checking are coming to an end. In order to not have a monthly fee you will need to bring the bank revenue by swiping your debit/credit card or keeping a balance or keeping x amount of funds/investments/loans with the bank. In other words, you ned to bring them enough revenue to offset your expense of having the account.