I'm in the process of applying for the Presidential plus mastercard. I'm bummed that they can't waive the first year fee anymore- I'm not sure what part of the banking regulations prohibit waiving the annual fee of a credit card. Hopefully, my application made it in time before the offer was yanked. Also, I'm confused about what Scott said about the online revenue tracker in regards to the Presidential plus card. Was he referring to the PP card at all? If so, does this have to do with the "flex" EQM's you can earn with the card?