I have been a BofA Amex and MC customer for at least 3 years. I responded to their offer code CH75OL1. I opened an account online.
http://www.bankofamerica.com/promos/...check_olblink/
The initial funding via transfer from another checking account failed, yet there was no notification of the failure.
I proceeded to fund my account via a branch within the required 30 days. I deposited $100 at the branch. Realizing that the requirement was at least $125, I made a deposit of $40 the same day at the ATM of that branch.
The offer states "You must use the Offer Code CH75OL1 and fund your account with the $125 minimum deposit requirement within 30 days in order to qualify for this offer."
I was denied for the promotion. The first rep I spoke to told me that it is a $125 "minimum INITIAL deposit." I called back and requested an escalation. I will hear the answer in 72 hours. They were being very evasive on the actual offer terms. The rep first said that you can only see the offers "as they are being presented on the website." She only offered to escalate after I read out to her that the online page for the offer is phrased differently from their internal offer terms. I believe it is unethical to be able to pull out a different, "internal" set of rules for a particular offer and use that to deny the award. I asked her to mail me the actual terms of the offer in hard copy, but she sounded like she was not going to do that.
BofA seems to have a history of not honoring these types of promotions. I have seen other posters with similar experiences, for example:
http://www.complaintsboard.com/compl...ca-c82235.html