Wirelessly posted (BlackBerry8703e/4.1.0 Profile/MIDP-2.0 Configuration/CLDC-1.1 VendorID/104)
It should be noted that the different credit cards have different requirements for loss-of-use documentation. MasterRental requires, "a location- and class-specific fleet utilization log." Visa Signature requires, "a fleet utilization log." Amex's free coverage requires, "a fleet utilization log indicating that during such time: 1) no other Rental Auto was available; and 2) there was a demand for a Rental Auto."
I do not know what Amex's Premium Car Rental insurance requires as documentation on a loss-of-use claim, but if it is the same as that required by the free Amex coverage, then Happy may be disappointed if she ever has to make such a claim.