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Thread: Cards that include “primary” auto rental CDW insurance
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Old Jul 25, 2010 | 3:49 pm
  #32  
dracs
15 Years on Site
 
Join Date: Jul 2009
Location: LNK
Programs: US,PC
Posts: 745
Originally Posted by mia
This page describes the Auto Rental Collision coverage provided by VISA business cards:

http://usa.visa.com/business/cards/b...to_rental.html

Note this important stipulation:

This benefit is primary and provides reimbursement up to the actual cash value of the vehicle as it was originally manufactured. However, if the rental is for personal reasons, this coverage supplements, and applies excess of, any valid and collectible insurance or reimbursement benefits from any source.

In other words, if you use a VISA Business card for a personal rental it provides only supplemental coverage.
Mia,

When somebody doesn't have any supplemental insurance( don't own a vehicle, no umbrella coverage, only medical insurance), does it becomes primary coverage then?

I have a visa signature personal card and it says "this benefit is supplemental to, and excess of, any valid and collectible insurance from any other source"

Thanks,

Dracs
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