Originally Posted by
dinosims
Just so you know, creditkarma pulls TransUnion, while (at least in my region) Amex and possibly Citi do hard pulls from Experian. So, it could be a case of CK not seeing the pulls and just the credit line increase-->credit utilization decrease.
Agreed. I pulled my once a year credit report from Experian via freecreditreport.com a day or so ago and Amex for this Starwood Card pulled from Experian as well. Also, I don't believe that the actual account with CL will show up until after the first statement is created. At least my Starwood Amex has yet to show up on my credit report. Credit Karma does not show the inquiry from Amex either. Her score probably went up because her utilization ratio (debt/Total CL) went down when some of the new cards showed up.