No, it isn't just you.

I really do like staying at MVCI properties. The extra room, full kitchen, in-room laundry, and quite often access to a nearby resort amenities more than makes up for no CL. But over the last few years, when I've looked, I've been fairly lucky enough to find rates like what you mention that end up being less than a yearly mainenance fee would be, much less add in the cost of purchasing a week.

So I also just don't really see the big benefit either. That is probably why I don't own any MVCI (or other Timeshare) weeks, but have been on quite a few of the tours for points or a reduced nightly rate.