I was doing research for my family on good Credit Cards without annual fees. Since I have been a part of Flyertalk for months and since my parents have been part of Bank of America since the 70s I thought I would do some research to see if we can get a better credit card where bot my Father and I can be separate Primary Card Holders.

I saw a thread in 2008 about Airline Lounge Access and Priority Pass. I remembered reading an article about PP about 10 years before since I had always wanted to enter a lounge but I was under 18 and it would not work. So I spent about 2 hours researching the Prestige Membership and other credit cards.

The credit cards that I saw charged a heavy annual fee and many only included a basic membership to PriorityPass and then the other visits would be $27+ Guest at $27. This was starting to get expensive.

So I Googled "Annual Fee Waived+Priority Pass Credit Card" and came up with the Bank of America Accolades Amex(Now Meryill Lynch Amex Accolades) and I checked it out. Since we are part of Wealth Management I told my Father to look at the offer he said that since BOFA waives the $299 annual fee+$299 Priority Pass Prestige Fee it was worth it.

I said to my Father that I would be the first to sign up and see what happens. It all went smoothly so my Father signed up and we got our card in the mail within 10 days. I went online to get Priority Pass for both of us and got the card in the mail within 2 weeks.

I first tried my PP card at SFO Continental Lounge and it was pure luxury before a flight to Hawaii, I even used the lounge just to visit SFO and I was not traveling. No problem since it was outside security.

All I can say its a Godsend . If another family member wants to use the lounge they only pay $27 which is less expensive than getting the cheaper membership where you pay the annual fee and $27 for you and $27 for the guest.

The next thing you may want to consider is keep your current credit card with no annual fee and just pay $299 a year for Priority Pass ii is less expensive than American Airlines and with many lounges you get complimentary alcohol whereas AA charges for other small things plus on PP you can get access to independent lounges like the Dan Lounge at TLV(was so good) and Club DFW which is another cool lounge with showers.

Good luck and I hope you found my info helpful