Hey Guys

As a flyer of JAL, I've always noticed on their Mileage Bank guide and website where it says "to be a eligible, cardholder must have a bank account in Japan."

Although i do have a bank account in Japan, that seems like a hassle to support. I do have a no annual fee credit card with Starwood, so I do get my JAL miles this way. But was wondering does anyone actually carry this card?
JALPAK maybe you?