Comparing this to other cards I've been pleasantly surprised. It doesn't have the cachet of the AMEX Centurion (nor does it have the absurd fee) but I have noticed the following benefits:
* As mentioned, no fx fee
* Great customer service
* Easy to use internet interface between accounts
* Home/Away Program
* Free Tablet Plus Membership [very good for booking hotel]
* Access to HSBC lounges [no idea where all of these are located, found one few randomly earlier in the year at San Jose, Costa Rica airport]
* The Premier Taxi in NYC [yes I found/used it once, pretty funny]
* One off promotions, very nice AA one [concierge from curb to lounge]
* Did I mention no fee. [not renewing Centurion, a waste compared to Plat.]

Anyway, I'm not employed by HSBC in any manner, but I have had good experiences with them. Happy Travels......