I like the sign up bonus on this card (10,000 FlexPerks) and it was easy to accumulate additional points as part of the promotion period. However, I never used this card as my primary so did not end up spending $5,000 before 10/31 to earn double points.

In the end, I only signed up for the card to cash out on a free $300 plane ticket. Even though I do not have enough points to do so, I'll still be able to cash out on $100+ worth of giftcards (Amazon, Best Buy, Outback Steakhouse, etc.) or cash. For cash, use the "Choose Your Own Rewards" feature and sell back points to the cent (ie 10,851 FlexPerks = $108.51).