Mackieman - I'm sorry - didn't comment on this. Hate to hear about your troubles!

First time I got ripped off online, someone had stolen my debit card info online - they ordered a bunch of porn and used my email address to confirm (too bad the mailing address was in Indonesia somewhere. ). I discovered the $1000 issue myself upon receiving the confirmation email! That was BoA. Several months later they tried to use the same info again to buy car parts - I got a lovely email from the car part company asking why my payment was bad. Hmm.. it was stolen and the account was closed.. but I digress.

Second time Chase actually called me to indicate my credit card was being used in Florida while I appeared to be parked in AUS. They closed my account immediately and I was pretty impressed with that. I had no idea.

I never was "out" any money, maybe because of when it was caught, but it was still pretty scary.

Glad you got yours resolved. Sorry it took so long!! A denied card is not a pleasant way to find out about these things!