FlyerTalk Forums - View Single Post - How long should I wait before reapplying?
Old Jan 7, 2010 | 8:45 am
  #12  
learningtime
 
Join Date: Nov 2009
Posts: 737
Thanks!

Originally Posted by jgstecker
I was approved for Chase cards on 6/25 and 9/9, though the first one was a Business card.

6/25 - United Business Visa APPROVED
6/25 - Priority Club Business Visa DECLINED - report not pulled -too many recent applications
9/9 - Continental Visa APPROVED
11/20 - British Airways DECLINED - Report Pulled - too many active accounts, too many inquiries, too many new accounts

So, they were willing to pull my credit report at least 60 days after my last personal app.

My wife had similar results:

6/25 - Priority Club Busn - APPROVED
6/25 - United Business Visa - DECLINED - Report not Pulled - Too many recent applications
6/25 - Priority Club - DECLINED - Report not Pulled - Too many recent applications
11/6 - British Airways - APPROVED

They seem to treat Business and Personal apps as the same thing, based on the fact that they refused to process a personal app for my wife directly after processing a business app.

The story that you have to wait 30 days between applications may be accurate. I've been waiting at least two months between mine and it seems to work. I don't believe the 6 month policy, since we each were approved for two cards within less than 6 months.
Thank you for providing the data point. Encouraging.
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