Originally Posted by
Happy
... this is the few ways we the financially responsible folks can actually get some rewards to our good behavior, in a society that seems to constant reward BAD behaviors. (think the bail out of the banks and the housing market as the prime examples).
So true. Consider the fact that the recently passed CARD Act, which reduced interest rates banks can charge, has opened up a huge can of ingenious new fees and fines (see
WSJ.com). The irresponsible masses whined and bleated to their congresscritters so that those of us who never carry a balance would feel some of their pain.
Increasingly, we will see mileage/cashback programs and the like discontinued as banks spread the hurt. So of your conscience bugs you don't worry too much, pretty soon your financial responsibility shall be properly punished.