Originally Posted by
Playboy
I've been reading the fine print and it mentions qualifying purchases without the use of a pin. Does that mean that you shouldn't use a pin when making purchases? I'm going to open a account tomorrow and then one on Jan 2.

Yes, I did ask them about that and basically, you have to use your debit card as a credit card, for example at the store.
If the machine asks you for a pin, just hit "cancel" and it will go through the process as a credit card type transaction.