So now that winter has parked itself over the upper-midwest, I'm realizing that in a lot of CYs I'm staying in (Ranging from Moorhead, MN down to Omaha, NE) the bedding is just too little for cold temperatures.

The standard is just a sheet and a very thin comforter, which is more like a heavy sheet. Even with the heat cranked, it still is not enough to sleep when temps are in the negatives outside and the wind chills are even lower.

Does anybody else have this gripe?