To me (totally personal) I would take the points. I equate it to having to "theoretically" spend $10,000 on the VISA. I know that we get better deals on points than that, of course at times, particularly when trading the year's use of your timeshare. Another way to look at it is if you rent a room for $100 and put it on your VISA. The absolute most points you will get is 1330 if you are Platinum. We're close to a million points for the second time in 1 year, but I would still take the points. Where are they doing a timeshare tour that you will get points? We have only recieved points by taking tours ourselves. Thanks.

[This message has been edited by msrohud (edited 04-13-2002).]