Originally Posted by
flatlined
Isn't your liability as a consumer for fraudulent charges variable dependent on when you report the theft/fraudulent activity? Or did Congress finally fix this loophole?
I think that this is protection via the credit card company (and I don't know the time limits). It seems that, in the OP's case, the company itself remedied the issue without recourse to the CC. The offending company can refund anything they wish.
Cheers.