I'm getting ready to take the plunge ..... is it possible to use the Citi AA MC for an amount greater than your CL? My CL is 33K, I'd like to do 50K. I thought I read somewhere that you could do this, but maybe it was just my imagination. I plan to open both a Citi checking and a Citi savings account, but I think I should do them one at a time, because I'd like to get one done and pay off the credit card and then do the second using the same cc, does that make sense? Thanks!