FlyerTalk Forums - View Single Post - Authorized Users / Additional Cardholders / Joint Accounts / AU [Consolidated]
Old Jul 29, 2009, 12:17 pm
  #6  
skofarrell
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Join Date: Aug 2001
Programs: DL GM, AA Gold, Hilton Diamond, Bonvoy Plat
Posts: 12,171
Credit Unions are good at offering joint credit cards, the major issuers (Citi, Chase, BofA) not so much.

The aforementioned US Bank does offer joint (my former NWA Visa is a joint account). The current application page for their FlexPerks visa offers a joint option.

As to repairing credit, if one half of the equation has bad credit, a joint application can actually hurt. The weaker applicant can drag the whole application below the approval line. Better for the stronger party to sign up as a single and add the person with less than stellar credit as an authorized user.
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