Originally Posted by
Happy
....For international rentals, all cards have primary coverages but with limit of value and duration of rental and exclusion of certain countries. Australia and New Zealand are excluded because they have no-fault policies and the car rental rates have mandatory insurance portion in it. (Visa has vague language about New Zealand). Italy, Northern Ireland, Israel are not excluded, off the top of my head. You have to check the cards for a complete list of exclusion...
That is partly true. However:
-Amexco exluded Italy and other countries
-I had two Amexco Business Cards with NO coverage outside USA!
I use only Visa and Mastercard for car rentals .... and still, it's prudent to read the fine print!