Originally Posted by
Happy
All the talk about Mastercard or Visa or any credit card Free LDW coverage, is just pure theory.
You have to actually use it and then you will realize that you do jump thru hoops in order to get the benefits.
There are items they dont cover - the Admin Fee is not covered, the loss of revenues is covered only in theory - it is very difficult to get it paid because the insurance company asks exact documentation which the rental car companies are reluctant to provide.
Isn't this also true of the Amex Premium Car Rental coverage?
Evan! said that Amex did not cover the administrative fee, and I would be surprised if any credit-card insurance, whether free or paid, would pay for loss-of-use charges unless adequate documentation were provided.
Yes, if you're willing to pay the rental car company's daily LDW fee, you can avoid these hassles. But be aware that in some parts of the country, the LDW fees are very high. At MSY, for example, Avis charges $25.99/day for LDW.