Originally Posted by
bobblevins
Mike, all AMEX cards only provide secondary coverage, meaning that they would require you to make a claim on your own insurance. If there was a deductible, they would pay it, or if there was no coverage, then they would cover the loss. But be aware that AMEX is not real anxious to pay and they may not pay loss-of-use or the administrative fee.
Not having to make a claim is why primary coverage is so desirable.
This is not correct. As stated by TAHKUCT earlier in thread, Amex does provide PRIMARY coverage through some of their charge card products for an additional per rental fee.
Further, as someone who has rented continuously since 2005 (for business relocation purposes), I have used this primary coverage for every monthly rental - and have never had any issue whatsoever with Amex. With this additional coverage, they are completely and unequivocally willing to help in any way they can if you happen to be involved in any incident.
This is the link - its self explanatory:
https://www152.americanexpress.com/f...tal/product.do
Warm regards,
Ritz