Originally Posted by
Captain Mike
Here's the senario.......I have cancelled the collision and comprehensive coverages on our three older cars (2001, 2002, 2003) since the replacement value has gotten so low. I still maintain collision and comprehensive on our new car, a 2008. I always rent from Avis and never had a problem requiring a claim, and I use a Hilton Platinum Amex in my Avis profile to charge all rentals. So am I covered with my personal insurance in case of an accident based on the collision and comprehensive insurance remaining on our new car, or would I be relying on Amex to step in?
You should be covered under your personal insurance. I would recommend to check it with your insurance policy that this is the case. Then Amex would cover any deductible you might have.