Am I covered?
Here's the senario.......I have cancelled the collision and comprehensive coverages on our three older cars (2001, 2002, 2003) since the replacement value has gotten so low. I still maintain collision and comprehensive on our new car, a 2008. I always rent from Avis and never had a problem requiring a claim, and I use a Hilton Platinum Amex in my Avis profile to charge all rentals. So am I covered with my personal insurance in case of an accident based on the collision and comprehensive insurance remaining on our new car, or would I be relying on Amex to step in?